Building a custom house is an exciting step, but it can also feel overwhelming. One of the most common concerns we hear from Minnesota homeowners is uncertainty about what is actually included in the process and what might cost extra.
At Lumber One, we believe building your dream home should be straightforward and empowering. That’s why we offer a full-service experience that helps you plan with clarity and confidence. In this article, you’ll learn what is typically included in a custom home build in Minnesota, what is not, and how to approach the process with the right expectations.
What’s Typically Included in a Minnesota Custom Home Build?
When you build a custom home with Lumber One, many of the most important components are included in the base price. These are the essentials that bring your home to life.
- Foundation, Framing, Roofing, and Siding
This includes the core structural elements, along with windows, insulation, and drywall. - Mechanical Systems
Standard plumbing, electrical wiring, and HVAC systems are installed and ready for daily use. - Basic Interior Finishes
Flooring, cabinetry, countertops, and light fixtures are typically included based on a preset budget or allowance. - Drafting and Design Services
Most custom builds through Lumber One include drafting and design support, helping you align your ideas with a functional and efficient plan. - High-Quality Materials
Materials are sourced directly from our lumber yard, ensuring consistency and quality throughout your build. - Showroom Selections
You can choose your interior and exterior finishes from our in-house retail showroom, guided by professionals who help you stay within your allowance.
What’s Not Included (But You Might Expect It To Be)
Some features that homeowners assume are standard may not be included in a base custom home package. These elements can often be added but require additional planning or budget.
- Landscaping and Outdoor Living Areas
Lawns, trees, patios, decks, fencing, and exterior lighting are often considered upgrades. - Driveways and Sidewalks
These may not be included by default and should be discussed early in the planning process. - Window Coverings and Appliances
While a basic appliance package may be included, many homeowners choose to upgrade. Window treatments are typically not part of the build. - Premium Materials
If your selections go beyond the budgeted allowance for finishes, cabinetry, or countertops, that cost is considered an upgrade. - Site Preparation and Permits
Some builders charge extra for these, but Lumber One includes them to ensure a smoother, more transparent experience.
Understanding the difference between allowances and upgrades is key. An allowance gives you a budgeted amount to spend on a category like flooring or lighting. If your selection exceeds the allowance, the difference is added to your total cost.
What Can You Customize in Your Build?
Customization is one of the greatest advantages of building a custom home. With Lumber One, you are encouraged to make decisions that reflect your needs and style.
- Layout and Floor Plans
Start from one of our flexible home plans or work with our team to create a layout from scratch. - Interior Design Features
Choose your preferred finishes, colors, lighting, tile, and hardware with the help of our design team. - Cabinetry and Countertops
You can personalize cabinetry design, materials, and finish options as part of your selections. - Technology and Energy Efficiency
Ask about smart home systems or eco-friendly upgrades such as advanced HVAC, insulation, or energy-efficient windows.
At every step, you’ll have access to our retail showroom and design support to help you stay aligned with your budget and vision.
How Lumber One Helps You Build Smarter, Not Harder
When you partner with Lumber One, you’re not just hiring a builder. You’re gaining access to an experienced team and a full range of services that simplify the process from start to finish.
- One Place for Everything
We offer a complete in-house experience, from drafting and design to materials and mortgage guidance. - Experienced Project Guidance
Our team walks with you through each phase of your custom home build so you always know what comes next. - Transparent Pricing and Clear Expectations
We explain every allowance and upgrade up front so there are no surprises. - Ongoing Support
From your first meeting through final walkthrough, you’ll receive support at every stage. Learn more about how we work on our About Us page.
Ready to Build with Confidence?
Understanding what’s included in building a custom house and what is not can help you avoid frustration and stay in control of your project.
At Lumber One, our approach is designed to make your experience as clear, comfortable, and inspiring as possible. When you partner with us, you get the tools, materials, and support to design and build a home that fits your life today and into the future.
Contact us today to start planning your custom home with confidence.
Frequently Asked Questions
What is typically included in a custom home build in Minnesota?
A standard custom build includes framing, roofing, siding, windows, drywall, basic plumbing and electrical, and builder-grade interior finishes. Some services, like site prep and permits, may vary by builder.
How do I know what’s not included in my home build?
Ask your builder for a clear list of what is included, along with any budget allowances for selections. Be sure to confirm whether items like driveways, appliances, or landscaping are part of the package.
Can I customize parts of my home build?
Yes. Lumber One encourages customization, including floor plans, cabinetry, interior finishes, and technology upgrades. Design professionals help you balance your vision and your budget.
Does Lumber One include design services and materials?
Yes. Drafting and design services are included in most builds, and all materials are sourced through Lumber One’s own lumber yard and showroom.